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Job Opportunity at SMEP Microfinance Bank Limited

Job Opportunity at SMEP Microfinance Bank Limited

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Position: Business Development Officers

Closing Date: Not Specified

Responsible for business development through marketing and recruiting of customers, processing and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio and a happy and satisfied customer base.

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KEY DUTIES AND RESPONSIBILITIES

  • Responsible for Marketing of Banks products and services
  • Facilitate recruitment and registration of clients in existing and new groups
  • Stimulate client training on SMEP policies, procedures and basic business skills, loans, business, e.t.c.
  • Ensure that all clients contribute weekly savings and repay their loans on time
  • Responsible to evaluate clients’ businesses and determine whether they are worth the amount applied for
  • Responsible for client evaluations and loan processing.
  • Responsible for maintaining a quality asset portfolio as per the Banks requirements
  • Responsible for preparation and submissions of timely daily, weekly, monthly and quarterly reports as per the Banks’ requirements to the respective Office Holders.  
  • Responsible for recording, verifying and assessing the chattels offered for loans with assistance of the Branch Manager
  • Ensure follow-up of defaulters and collection of arrears
  • Responsible for record keeping for all clients e.g. savings, loan status etc.
  • Ensure client retention through excellent customer service

QUALIFICATIONS AND COMPETENCIES:

  • A minimum grade of C+ (plus) in KCSE
  • An undergraduate Bachelor’s degree or Diploma in Business related courses from a recognized
  • Knowledge in Sales and Marketing, credit risk management, credit lending, as well as relevant experience in the Banking sector will be an added advantage.
  • Proficiency in computers is mandatory.
  • Ability to analyze and interpret financial statements
  • Clear understanding of Microfinance banking industry is an added advantage.
  • Good interpersonal & communication skills with excellent customer service.
  • A team player with the drive to improve performance.
  • Persuasive with strong recognition skills,
  • Self-driven and possess the ability to work with minimum supervision
  • Ability to work independently under minimum supervision.
  • Strong Christian values, commitment and passion for the transformation of the population.
  • Aged between 26 and 35 years

Apply Now

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