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Senior Credit Analyst
What You’ll Do:
- Effectively assess and communicate the health of a given country’s portfolio, and make recommendations on credit strategy changes when necessary
- Identify, test, and implement credit strategy, including approval/decline decisions and loan limit, pricing, and duration offerings
- Contribute to the development of new products and features for various customer segments
- Partner with other functional members of the country team to drive positive customer and business outcomes
What You Need:
- Previous experience working with either lending or other financial services analytics
- Ability to set and manage own agenda based on business priorities and relative impact
- 2-4 years experience in analytical roles, with track record of success in FinTech, consumer lending, consumer banking or related industries
- Proven strong problem solving and analytical skills
- Proficiency in SQL and either Python or R
- Ability to pull, process, and interpret vast amounts of data in a self-sufficient manner
- Ability to use a combination of data, assumptions, and intuition to formulate recommendations
- Ability to navigate the product life cycle – taking an initiative from ideation to implementation
- Curiosity that will enable you to quickly digest the Tala loan product business model
- Comfort working and effectively communicating in a fast paced, dynamic environment with distributed teams.
Senior Revenue Analyst – KE
What you’ll do:
- Assist the Global Accounting Team with all aspects of Tala’s Revenue Recognition, preparation and diving into inquiries on data changes and analysis of monthly Revenue numbers against KPI’s.
- Collaborate with Data and Finance teams to build a sustainable revenue recognition tool with a goal to automate the process and standardize the output reports
- Maintain internal data files and reports in an organized manner that can be relied upon during internal and external audits.
- Provide Accounting teams the support needed during the month-end accounting tasks, Statutory and Regulatory Audits, Close and reporting cycles
- Confirming accuracy/appropriateness of source data files from the database.
- Review Global GL reconciliations pertaining to Tala’s Revenue lines
- Establish reasonable internal controls and maintain adequate and current documentation of Revenue recognition process.
- Build and maintain an adequate, efficient and effective process of Revenue reporting to improve the close and reporting cycles in a timely and accurate manner.
Who you are:
- Loves data – will dig deep to understand the intricacies of a data set
- Can manage discovery and reporting projects from end to end
- Have a strong curiosity around what makes a business tick
- Know how to translate questions into a set of metrics, requirements, and/or reporting
What you’ll need:
- Bachelor’s degree in Accounting, Finance, Statistics, or Related Field.
- 3-4 years experience in the Accounting and/or Finance sector with relevant experience Financial analytics, Reconciliations
- Strong analytical and problem-solving skills
- Good understanding of IFRS and US GAAP (added advantage)
- Strong proficiency in Excel required, Knowledge of and experience with reporting and data visualization packages (Lookr, Tableau), databases (SQL etc), programming (SQL, XML, )
- Strong analytical skills with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy
- Adept at queries, report writing and presenting findings
- Statistics and experience using statistical packages for analyzing datasets (Excel, SPSS, SAS, R, etc.) a plus but not required
- Strong communication skills with the ability to influence in a dynamic, cross-functional environment; customer-focused, with strong history of driving results, managing complexity and dealing with ambiguity
- Basic understanding of core accounting concepts (balance sheet, profit and loss account, impact of cash transactions on accounts receivable)
Preferred Requirements:
- CPA K or CPA candidate
- Preferably with experience in Netsuite or other accounting software.
- Experience working for a global company
- Conscientious about timeliness of assignments and quality of work.
- Possess exceptional written and verbal communication skills, including the ability to articulate updates in a concise manner.
- Ability to work independently with minimal direction to set and achieve established goals
- Exceptional work ethic
Senior Backend Engineer, Markets (Kenya)
Responsibilities
- Design and implement features as defined in the Product roadmap
- Review design documents, perform code reviews, and weigh in on implementation choices from other technical teams
- Collaborate and support with cross functional teams (Product, Data, Credit, and Business Development) to ship scalable software solutions
- Continually improve our codebase with clean and efficient code as well as solving problems using the most appropriate technology
- Contribute to complete migration of legacy codebase to microservices architecture
- Contribute to the testing infrastructure to increase code coverage for backend modules
- Advance monitoring and alerting capabilities of backend modules to allow proactive improvements to availability and response times
- Technically lead and mentor a team of Backend Engineers to build/extend complex modules
Requirements
- 4+ years of backend software engineering experience
- 4+ years coding in one or more of the following languages: Java, Scala, Kotlin
- Developed and launched large scale consumer applications with the backend on Cloud infrastructure (AWS, Google Cloud, or Azure) using microservices architecture paradigm
- Expert knowledge in REST API design and development for mobile/web use
- Expert proficiency in Agile development process
- Excellent ability to prioritize and communicate in a fast-paced environment
- Strong relational database experience (MySQL, PostgreSQL, Oracle, or MS SQL)
- Strong non-relational database experience (Cassandra, Redshift, DynamoDB, HDFS)
- BS degree in Computer Science or related fields is a plus
- Demonstrated ability to interview candidates and evaluate technical skills
Senior Web Applications Developer – KE
What You’ll Do:
- Design and implement features as defined in the Product roadmap
- Review design documents, perform code reviews, and weigh in on implementation choices from other technical teams
- Collaborate and support cross-functional teams (Product, Data, Credit, CX and Business Development) to ship scalable software solutions
- Help to continually improve our codebase with clean and efficient code as well as solve problems using the most appropriate technology
- Contribute to complete migration of legacy codebase to a microservices architecture
- Contribute to the testing infrastructure to increase code coverage for frontend modules
- Help advance monitoring and alerting capabilities of backend modules to allow proactive improvements to availability and response times
What You’ll Need:
- 5+ years of software engineering experience
- 3+ years coding in one or more of the following languages: Javascript, Typescript
- Expert knowledge in building React based frontend applications
- Familiarity with one or more of the following languages: Java, Scala, Kotlin
- Expert knowledge in REST API design and development for mobile/web use
- Familiarity in building services as part of microservices architecture deployed in a cloud environment
- Experience working with both relational (MySQL) and non-relational (Cassandra, Redis) databases
- Experience working with a team distributed globally
- Ability to prioritize and communicate effectively in a fast-paced environment
- Proficiency with Agile development process
- Strong documentation skills
- Demonstrated ability to interview candidates and evaluate technical skills and develop junior engineers
Software Development Engineer in Test – KE
What you’ll do:
- Develop and maintain test automation suites to expand test coverage to all our legacy services and microservices.
- Integrate it into regression and release process
- Deliver tools to help test integration with 3rd party services (loans, Payment Rails, SMS/Email, KYC (know your customer), Analytics, etc.)
- Integrate automated tests execution into the software development process
- Collaborate with product lead and other key stakeholders to strategize rollout and support for quality releases.
- Support and collaborate with cross-functional teams (Product, Data, Credit, and Business Development) in identifying automation areas to further increase the quality of our product
- Maintain, review, propose and implement improvements to existing frameworks, tools, and processes
What you’ll need:
- Minimum 6+ years of experience in building test tools and frameworks using Groovy/ Java/ Scala, Jenkins or similar CI-CD tools, Shell Scripting, Linux/ Mac OSX for either backend or frontend services
- Preferred Bachelor of Science Degree in Computer Science and/or Math or equivalent skills
- Experience with BDD testing paradigm and one of the Behavior Driven Testing frameworks such as Spock or JBehave or cucumber
- Strong Knowledge in automation and microservices architecture.
- Experience working in an Agile development process (Scrum/ Kanban/ Scrumban)
- Experience with one or more version control systems such as Github, Gitlab, Perforce
- Experience in FinTech is a plus
- Excellent ability to communicate and collaborate with a globally distributed team working in different timezones