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Group Head Internal Audit
JOB DESCRIPTION:
The organisation is in search of an experienced professional to establish and lead its Internal Audit function. The creation of this function at Cellulant presents a unique opportunity for a newcomer to build the department from the ground up. This individual will assume a critical role in guaranteeing the reliability, accuracy, and integrity of the organisation’s management information systems, policies, plans, procedures, and records. Their foremost objective will be to align these elements effectively with the organization’s intended goals.
In the capacity of the Head of Internal Audit, this individual will assume responsibility for supervising the performance and management of the internal audit function. They will ensure rigorous adherence to financial standards, regulations, and statutory provisions while implementing appropriate financial controls. This will facilitate the efficient, effective, and prudent allocation of the organisation’s resources. The organisation is actively seeking a candidate who can embrace this role with a business-oriented mindset and a collegial approach.
CORE RESPONSIBILITIES:
As the Head of Internal Audit, your responsibilities will encompass a wide range of critical functions aimed at ensuring the organisation’s financial integrity and compliance. Here is a clarified and enhanced list of your key responsibilities and tasks at a senior leadership level:
- Develop and Implement Audit Strategy: Develop a robust risk-based audit and compliance testing strategy to proactively identify and address potential risks and issues.
- Annual Audit Planning: Take charge of developing and executing the company’s annual audit plan, ensuring it aligns with organisational objectives and emerging risks.
- Internal Control Evaluation: Assess the adequacy and effectiveness of established internal controls to prevent and detect errors and irregularities, providing recommendations for improvements.
- Compliance Assessment: Evaluate internal control systems to ensure compliance with policies, plans, procedures, laws, regulations, contracts, and ethical business conduct.
- Ad-Hoc Audits: Conduct ad-hoc audit reviews as needed, responding to areas flagged by management for investigation.
- Documentation and Reporting: Coordinate the documentation of audit findings, prepare comprehensive audit reports, communicate audit issues to relevant stakeholders, and follow up on corrective actions to ensure timely resolution.
- Audit Standards Adherence: Ensure that audits conform to professional standards and that financial statements align with applicable accounting standards regarding presentation and disclosures.
- Strategic Advisory Role: Provide ongoing advice to management on accounting, reporting, control, and compliance matters, offering guidance to prevent costly errors and irregularities.
- Fraud Prevention and Evaluation: Evaluate the adequacy of the organisation’s fraud prevention strategies, including a review of fraud control policies and procedures, and recommend enhancements as necessary.
- Reporting: Prepare relevant reports related to the Internal Audit function’s activities, ensuring transparency and clarity in communication.
- Board Reporting: Report periodically to the Board of Directors through the Board Audit and Compliance Committee, presenting audit results and offering recommendations in line with the internal audit charter and annual audit plan.
In this role, you will play a pivotal part in upholding the company’s financial integrity, managing risks, and promoting a culture of compliance, all while providing valuable strategic insights to support decision-making at the highest levels of the organisation.
Must Have Experience:
- Total of 10 years experience: minimum of 7 years working experience in an auditing role on both financial and IT/Technology controls audits is required and at least 3 years leadership experience totaling 10 years working experience.
- Must have worked in a large system, corporate setting and have been exposed to best practise
- Experience starting off an IA department from scratch in a high growth business
- Cross border, multi-jurisdictional experience
- Business Process improvement experience and change implementation and enablement experience
Experience that will count in your favor:
- Fintech/Financial services Industry experience
- Experience within technology firms
Nice To Have Experience:
- Implementing change at large scale
- Automation and process improvement experience
Qualifications:
- Bachelor’s degree in Accounting, Finance, or related field. A Master’s degree would be an added advantage.
- Professional certification such as ICAN, CPA, ACCA, CIA, or CISA
Skills:
- Broad audit and audit practice knowledge and expertise
- Leadership and management skills
- Business/Commercial acumen
- The ability to evaluate options and provide sound practical solutions
- Awareness of market forces, politics and economics, and their relation to changing laws and regulations
- The ability to provide practical commercial legal advice to stakeholders and non-legal personnel
- Strong communication skills with the ability to liaise with those at all levels
- Ability to delegate tasks to team members and the confidence to provide senior management with audit recommendation and corrective actions
- The ability to manage risk effectively
- Negotiation skills
- An integral and discretionary approach
Personal Attributes:
- Integrity
- Good judgement and Gravitas
- Fluency in English (written and spoken) and French at business level, will be an added advantage
- The ability to listen, learn and be open-minded
- Passionate about well-done teamwork
- Able to influence
- Honest and responsible
- Advanced sense of leadership and team spirit
- Positive interpersonal relationships
Principal: Credit Risk
JOB SUMMARY:
Our rapidly growing FinTech company is seeking a seasoned Credit Risk Manager to establish and lead our credit risk function across multiple jurisdictions in Africa. The successful candidate will play a pivotal role in crafting strategies, developing policies, and implementing processes to manage and monitor credit risk efficiently.
Collaborating closely with the Head of Risk and participating actively in the risk committee, the Credit Risk Manager will ensure our company remains at the forefront of financial industry best practices while maintaining a strong compliance and audit-ready posture.
CORE RESPONSIBILITIES:
Establishing the Credit Risk Function:
- Design and implement a comprehensive framework for credit risk management in line with the company’s objectives and regulatory requirements.
- Collaborate with the Head of Risk to devise strategies and policies that align with the company’s risk appetite.
- Procure and implement cutting-edge tooling and software to automate processes, ensuring the credit risk function operates with high efficiency.
Risk Assessment & Monitoring:
- Conduct in-depth creditworthiness evaluations of potential business clients, leveraging financial statements, cash flows, and payment histories.
- Continuously track the credit profiles of existing clients and initiate necessary actions based on emerging risk patterns.
Reporting & Analysis:
- Deliver regular reports on the company’s overall credit risk posture, spotlighting any areas of concern.
- Oversee credit research, analyzing emerging trends, challenges, and opportunities in the market.
Operational Excellence:
- Manage the end-to-end credit application process, ensuring timeliness and accuracy.
- Create and supervise credit portfolios, ensuring optimal balance and diversity.
- Champion credit risk projects and initiatives, driving innovation and best practices in the function.
Committee Participation & Leadership:
- Act as a key member in risk committee meetings, providing insights, recommendations, and updates on the credit risk landscape.
- Oversee compliance and audit readiness, ensuring the credit risk function adheres to both internal standards and external regulations.
Industry Awareness:
- Continuously update knowledge on financial industry norms, regulatory changes, and best practices, ensuring the company remains a leader in the credit risk domain.
QUALIFICATIONS & EXPERIENCE:
Must Have Experience:
- Strong understanding of the African financial landscape and regulatory requirements across multiple jurisdictions.
- Demonstrated experience of a minimum of five to eight years in a similar credit risk role, within the FinTech sector, Bank or a Licenced Financial Institution.
- Managing the end-to-end process flow of the credit risk process.
- Card Risk experience.
Must Have Experience:
- Certification in Credit Risk Management
Qualifications:
- Bachelor’s degree in Finance, Business, or a related field. A Master’s degree or additional qualifications in Risk Management is a plus.
- Proven experience in a similar credit risk role, preferably within the FinTech sector.
- Demonstrated ability to set up and lead a credit risk function, including the procurement and implementation of relevant tools and software.
Skills:
- Excellent analytical, decision-making, and leadership skills.
Personal attributes:
- Strong collaboration and communication abilities.
- Strategic thinker with a hands-on approach to problem-solving.
- Ability to thrive in a fast-paced, multi-cultural environment.
- Strong ethical standards and integrity.
- Passionate about innovation and driving efficiency through technology
Senior Manager: Group Accounting and Reporting
JOB SUMMARY:
This position is responsible for ensuring accurate financial reporting, compliance with regulatory requirements, and providing strategic insights to drive the company’s financial growth and success. The ideal candidate will possess a strong background in accounting and finance, and the ability to lead a team effectively while adapting to the fast-paced nature of the fintech industry.
CORE RESPONSIBILITIES:
- Lead the preparation and presentation of accurate and timely financial statements, including balance sheets, income statements, and cash flow statements.
- Ensure compliance with all relevant financial regulations, industry standards, and tax requirements. Keep up-to-date with changing regulatory landscapes.
- Perform in-depth financial analysis to provide insights into business performance and trends. Develop strategies to optimize financial outcomes.
- Manage and mentor a team of accounting professionals, fostering a collaborative and high-performance work environment.
- Oversee the budgeting and forecasting process to support decision-making and resource allocation.
Continuously assess and improve accounting and reporting processes, implementing automation and efficiency measures. - Effectively communicate financial results and insights to senior management, board members, and external stakeholders.
QUALIFICATIONS & EXPERIENCE:
Must Have Experience:
- Proven track record in financial reporting, with several years of experience in progressively responsible roles.
- In-depth knowledge of International Financial Reporting Standards (IFRS) or Generally Accepted Accounting Principles (GAAP) is essential.
- Experience with financial audits, including managing the audit process and collaborating effectively with auditors, is important for ensuring accurate and compliant financial reporting.
- Experience in leading and managing accounting and finance teams. This includes mentoring, coaching, and developing team members.
Experience that will count in your favor:
- Familiarity with advanced financial software and data analytics tools, such as ERP systems, business intelligence platforms, or data visualization tools, can streamline reporting and analysis processes.
Nice To Have Experience:
- Experience in a fintech or technology-driven financial services company.
- Knowledge of emerging accounting technologies and their integration into financial reporting.
- Mergers and acquisitions (M&A) experience, including due diligence and post-acquisition integration
Qualifications:
- Bachelor’s degree in Finance, Accounting, or related field; a CPA or relevant professional certification is preferred.
- Minimum of 8-10 years of experience in financial accounting, with at least 3 years in a management or leadership role.
- Strong understanding of financial reporting standards (e.g., IFRS, GAAP) and regulatory compliance in the fintech sector.
- Demonstrated experience in team leadership and people management.
Skills:
- Proficient in financial analysis and modeling.
- Excellent knowledge of accounting software and ERP systems.
- Advanced Excel and data manipulation skills.
- Strong project management skills.
- Excellent communication and presentation skills.
Personal attributes:
- Capable of seeing the bigger picture and aligning financial strategies with organizational goals.
- Ensures accuracy and compliance in financial reporting while managing complexities.
- Thrives in a fast-paced, ever-changing fintech environment.
- Inspires and motivates the team to achieve exceptional results.
- Enjoys problem-solving and extracting meaningful insights from financial data.
Senior Specialist: Finance Business Partner (Tech, Product and Project Management)
JOB SUMMARY:
This role is responsible for providing financial expertise, strategic guidance, and support to the GTM teams, enabling them to make informed decisions that drive growth and profitability. The GTM Finance BP will work closely with cross-functional teams to align financial strategies with business goals, making a significant impact on the company’s success.
CORE RESPONSIBILITIES:
- Analyze financial data to identify trends, opportunities, and risks.
- Provide accurate and timely financial reports and forecasts to support decision-making.
- Collaborate with cross-functional teams to understand their financial needs and challenges.
- Offer financial guidance and solutions to optimize operational performance.
- Develop and manage budgets, financial plans, and forecasts.
- Monitor budget variances and provide recommendations for cost optimization.
- Define key performance indicators (KPIs) and provide insights to drive improvements.
- Measure and report on the financial performance of business units.
- Create financial models to assess the impact of different scenarios and strategies. Evaluate the ROI of various projects and initiatives.
- Stay up-to-date with financial regulations and ensure the organization’s compliance.
- Advise on the financial implications of regulatory changes.
- Build strong relationships with business leaders and key stakeholders.
QUALIFICATIONS & EXPERIENCE:
Must Have Experience:
- Proficiency in financial modeling, budgeting, and forecasting.
- Strong knowledge of financial reporting standards and best practices.
Nice To Have Experience:
- Previous experience in a fintech or startup environment.
- Experience with data analytics, data visualization tools, or business intelligence platforms.
- Exposure to mergers and acquisitions (M&A) and due diligence processes.
Qualifications:
- A minimum of 5-7 years of experience in financial analysis, business partnering, or similar roles
- Bachelor’s degree in Finance, Accounting, or a related field. A Master’s degree or relevant professional certification (e.g., CFA, CPA, or CMA) is a plus.
- Proven experience in finance or accounting, preferably in the fintech industry.
- Knowledge of fintech-specific financial products, services, and regulations.
Skills:
- Financial acumen and the ability to translate financial data into actionable insights.
- Strong analytical and problem-solving skills.
- Excellent communication and presentation skills.
- Proficiency in financial software and tools, such as Excel, financial modeling software, and ERP systems.
- Project management skills to oversee financial projects and initiatives.
Personal attributes:
- Strategic thinking and a forward-looking approach to financial planning.
- Adaptability to the fast-paced and ever-changing fintech industry.
- Integrity and a commitment to maintaining the highest ethical standards.
- Strong interpersonal skills to foster collaborative relationships.
- Confidence to challenge the status quo and propose innovative financial solutions.
Senior Specialist: GTM Finance Business Partner (Sales and Product Marketing)
JOB SUMMARY:
This role is responsible for providing financial expertise, strategic guidance, and support to the GTM teams, enabling them to make informed decisions that drive growth and profitability. The GTM Finance BP will work closely with cross-functional teams to align financial strategies with business goals, making a significant impact on the company’s success.
CORE RESPONSIBILITIES:
- Collaborate with GTM teams to develop and maintain financial plans, including budgeting, forecasting, and modeling, to support business objectives.
- Analyze financial data, key performance indicators (KPIs), and market trends to provide insights that drive strategic decision-making.
- Monitor financial performance against targets, identify variances, and recommend corrective actions.
Serve as a trusted financial advisor to GTM leaders, understanding their needs and challenges to provide relevant financial solutions. - Participate in GTM strategy discussions, ensuring financial considerations are integrated into business plans and initiatives.
- Assess and mitigate financial risks associated with GTM activities, including pricing, market fluctuations, and customer creditworthiness.
- Develop and implement risk mitigation strategies to safeguard the financial health of the organization.
- Define and track key financial metrics for GTM activities, providing regular reports and insights to senior management.
- Assist in developing and refining performance scorecards and dashboards to monitor the effectiveness of GTM strategies.
- Evaluate potential GTM investments, partnerships, and initiatives through financial modeling, ROI analysis, and sensitivity scenarios.
- Provide recommendations on the prioritization of GTM projects and resource allocation.
- Collaborate with Sales, Product Marketing, Product, and Legal teams to ensure financial alignment and compliance with company policies and regulatory requirements.
- Foster a culture of financial responsibility and accountability throughout the organization.
- Stay up-to-date with relevant financial regulations and compliance standards within the fintech industry, ensuring adherence to all relevant laws
QUALIFICATIONS & EXPERIENCE:
Must Have Experience:
- Experience working in the fintech industry is highly valuable. Candidates who have worked in fintech, digital banking, payments, or related sectors will have a better understanding of the unique challenges and opportunities in the industry.
Nice To Have Experience:
- Understanding the specific fintech products and services offered by the company can be beneficial.
- Experience in venture capital or working with fintech start-ups can offer a deeper understanding of the challenges and opportunities
Qualifications:
- Bachelor’s degree in Finance, Accounting, or a related field (Master’s or MBA preferred).
- Professional certifications such as CPA, CFA, or CMA are a plus.
- Minimum of 5 years of experience in financial planning, analysis, or business partnering, with a preference for fintech industry experience.
- Strong understanding of fintech products, markets, and financial services.
- Proficiency in financial modeling, data analysis, and financial software (e.g., Excel, ERP systems).
Skills:
- Strong financial analysis skills are essential. This includes the ability to analyze financial data, create financial models, and make data-driven decisions.
- A GTM Finance Business Partner must think strategically and align financial strategies with the broader business goals of the organization.
- Effective communication is a must. This includes the ability to convey complex financial concepts in a clear and understandable manner to non-financial stakeholders.
- Proficiency in data analysis tools and software is important. The ability to work with large datasets and extract meaningful insights is crucial.
- Understanding and managing financial risks, including market risks, credit risks, and regulatory risks, is a key skill in the fintech industry.
- Fintech is a highly regulated sector. Familiarity with financial regulations and compliance standards is mandatory.
- The ability to assess and evaluate potential investments, partnerships, and initiatives through financial modeling and ROI analysis is a critical skill.
- Proficiency in financial software and tools such as Excel, ERP systems, and financial analytics software is a necessity.
Personal attributes:
- Maintaining high ethical standards and integrity is essential
- Adaptable and comfortable with change is a key attribute.
- Strong problem-solving skills are valuable in addressing complex financial challenges and finding innovative solutions.
- Collaboration and the ability to work effectively with cross-functional teams are crucial for aligning financial strategies with business goals.
- Attention to detail
- Effective time management and the ability to prioritize tasks are important, especially in a fast-paced environment.
Specialist: Revenue and Cash Assurance
JOB SUMMARY:
As a Revenue & Cash Assurance professional in the rapidly evolving FinTech industry, you will play a crucial role in ensuring the financial stability and security of the organization. This role involves meticulous oversight of revenue streams, cash flow, and financial processes, making it a vital part of the company’s operations.
CORE RESPONSIBILITIES:
- Monitor and analyze revenue transactions to identify discrepancies, errors, or potential fraud.
- Implement strategies to reduce revenue leakage and improve revenue recognition.
- Collaborate with cross-functional teams to ensure accurate billing and revenue reporting.
- Manage daily cash positions and forecasts to optimize liquidity.
- Identify cash flow risks and develop strategies to mitigate them.
- Monitor and report on cash flow performance to senior management.
- Establish and maintain strong internal controls to safeguard financial assets.
- Ensure compliance with financial regulations and industry standards.
- Conduct regular audits and reviews of financial processes to identify weaknesses and propose improvements.
- Identify and assess financial risks related to revenue and cash flow.
- Develop and implement risk mitigation strategies and contingency plans.
- Prepare accurate and timely financial reports for management and stakeholders.
- Analyze financial data to identify trends, opportunities, and areas for improvement.
- Provide insights and recommendations to support decision-making.
QUALIFICATIONS & EXPERIENCE:
Must Have Experience:
- Strong knowledge of financial regulations, compliance, and risk management.
- Proficiency in financial analysis and reporting.
Nice To Have Experience:
- Experience with FinTech platforms and payment systems.
- Experience with data analytics and business intelligence tools.
- Previous experience in auditing or internal control roles.
Qualifications:
- 3-5 years of experience in revenue assurance, financial controls, or cash management in the financial services or FinTech industry
- Bachelor’s degree in Finance, Accounting, or a related field. A Master’s degree or professional certification (e.g., CPA, CFA) is a plus.
Skills:
- Strong analytical skills with the ability to interpret complex financial data.
- Proficiency in financial software and systems.
- Excellent communication and presentation skills.
- Problem-solving and critical thinking abilities.
- Attention to detail and a strong commitment to accuracy.
Personal attributes:
- Integrity and a high degree of ethical conduct.
- Adaptability and the ability to thrive in a fast-paced, evolving industry.
- Strong organizational and time management skills.
- Collaborative team player with the ability to work across functional teams.
- Strong commitment to continuous learning and professional development.